First Bank Visa Multicurrency card is the first of its kind in Nigeria. First Bank is a Nigerian bank that has been in operation for decades and recently has set the pace for other commercial banks to follow through the launch of its visa multicurrency card.

What is First Bank Visa Multicurrency card?
The card, just like every other debit card but has the feature being able to be linked to different currency accounts. Yet to understand?
The card makes it possible for people who have different denominated accounts able to make use of their accounts at any point in time using a single debit card, from any part of the world. The card links NAIRA, POUNDS, US DOLLARS, AND EURO accounts together. In clearer terms, it is an enhancement of the normal Visa debit cards that we know that is either linked to just a single or to double account.
What is the benefit of First Bank Visa Multicurrency card?
With this card, First Bank customers within and outside Nigeria can now shop online, have access to point of sale payments and also make use of ATMs in any part of the world. The best part of it is that you do not have to provide any cash collateral prior to its issuance.
Why was the First Bank Visa Multicurrency card launched?
The main reason for its launch is to make travel easy and convenient for their customers. They now experience a seamless transaction experience during their vacation or business trip.
What are the features of First Bank Visa Multicurrency card?
Below are the features of this great Innovation by First Bank:
- The card is secured by chip and pin technology
- Is valid for 3 years from the date of issuance
- Can be used to pay bills on Point of sales machines, pay bills online and to access cash from any part of the word through Automated Teller Machines (ATM)
- An added protection when used for making transactions online with “Verified by Visa” (VbV)
Who is eligible for it?
Anyone who is a First bank customer is eligible and can apply for First Bank Visa Multicurrency card.
How can one apply for First Bank Visa Multicurrency card?
All you need to do is to walk into any First Bank branch near you and apply for it. Just like is done for normal debit cards that we all know.
Is there any fee charged for its issuance?
Just like the normal debit cards, there is an issuance fee of N1000 for the card.
How can I activate my First Bank Visa Multicurrency card?
If the debit card was sent to you through any means, all you need to do is to follow the steps below:
- Check the default pin that comes with the Pin Mailer. Always make sure the Pin Mailer has not been tampered with.
- Visit any First Bank ATM and insert the card
- Input the default 4-digit pin that is contained in the Pin Mailer
- Change the default pin by entering your own unique 4-digit numbers. It is advised that you destroy the Pin Mailer after changing the pin and to always keep your new pin secret
How will the card know which currency to use?
The system was designed in such a way that it automatically chooses the currency that is used in the part of the world that you find yourself in and bills you with it. For instance, if you go to the UK it debits you in Pounds, any other country in Europe, you are charged in Euros, and if you go to the US or any dollar spending country of the world, it automatically bills you in USD.
Also, the card requires that you choose a default currency for it. This default currency is the currency in which you are debited peradventure you are not in any dollar, euro, pounds or naira spending country. For example, if you are in Israel or Zambia, they will have to debit your account using the default currency you chose while applying for the card.
Can I apply for a change of the default currency for the card?
Yes, the default currency can be changed. All you need to do is to contact First Bank Customer support through any of these lines 0700FIRSTCONTACT (0700-34778-2668228), 01-4485500, 0708-062-5000 or email [email protected]